Do you know how to navigate your commercial, homeowners, or general liability insurance policy?    Beyond fires and floods, Colorado's damaging storm season is considered to be from mid-April to mid-August. Colorado's Front Range is located in the heart of "Hail Alley," which receives the highest frequency of large hail in North America, so residents usually can count on three or four catastrophic hailstorms (defined as at least $25 million in damage) every year. In the last 10 years, hailstorms have caused more than $3 billion in insured damage in Colorado. As a result, a large portion of your homeowners insurance premium is more than likely dedicated toward hail and wind damage costs.  


Our team of insurance bad faith lawyers have handles claims in Colorado, Texas, Mississippi, Alabama, Florida, and Virginia. No matter the venue, we deliver to our clients the expertise and tenacity needed to navigate complex commercial insurance claims, and the dedication to take to trial those claims that require litigation. Our goal is simple – level the playing field for policyholders by making it less profitable and a far greater risk for insurance companies to violate the terms of their own insurance policies.   Put another way, by claiming that a policyholder’s right to recover for covered losses, in addition to attorneys’ fees and statutory penalties, we safeguard that insurance companies stress fair, prompt, and truthful conduct, or pay for the damages they cause.

In Colorado Insurance bad faith practices can include

  • Refusal to investigate claims thoroughly, properly, and in a timely manner

  • Unreasonable delay in allocating covered benefits

  • “Low-Balling,” or Refusal to pay the full value of a claim

  • Denial of a claim without a reasonable basis to do so

  • Unreasonable or incorrect interpretation of policy language

Unfortunately, after a big storm many insurance claim adjusters are limited in their ability to fully compensate you for covered damages — limited by unreasonable claims processing guidelines designed to reduce costs and raise profits for the insurance company. More often than not, insurance adjusters do not have the authority to timely and reasonably process a claim.